ShopCash business financing

Capital at your fingertips, ready to use anytime

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ShopCash is an optimal solution that helps your store access timely funding for short-term financial needs, such as inventory purchases or daily expenses, without the need for collateral. It offers attractive interest rates and a simple application process.

Why should business owners choose ShopCash Overdraft Account at Techcombank?

Flexible Limit

  • Funding limit of up to 500 million VND (*)​
  • No collateral required​

(*) Subject to Techcombank's terms and conditions at the tim

Competitive Interest Rates

  • Attractive rates starting from 326 VND per million VND per day, based on the actual amount and duration of use

Easy Access to Funds​

  • Easily make payments to suppliers via bank transfer or QR code scanning​

  • No monthly principal repayments, only repay the principal after 12 months of usage

Simple procedure

  • Activate directly on Techcombank Mobile

Registration conditions and steps

1

Receive notification about the approved limit on Techcombank Mobile

2

Go to the Loans section and select the ShopCash Overdraft Account

3

View product information and click Activate now

4

Choose the funding amount you wish to receive and provide the required information

5

Depending on the selected funding amount, follow the remaining steps on Techcombank Mobile to complete the activation of the ShopCash Overdraft Account

1

Loan application form and loan agreement (according to Techcombank's template)

2

Personal identification documents (CCCD, Passport, etc.)

3

Other relevant documents (if any)

Đồng hành cùng Techcombank ngay hôm nay

Techcombank đồng hành cùng phát triển kinh doanh trên hành trình hiện thực hóa ước mơ với giải pháp hỗ trợ tài chính ưu việt. (Chọn sản phẩm vay: Vay vốn hộ kinh doanh)

 

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