Enjoy an extra interest on Inspire Day | Techcombank

Overview

Enjoy an additional 1% annual interest rate for increased savings deposits on the monthly Inspire Day, exclusively for Techcombank Inspire members.

For non-members, simply deposit a minimum of VND 100 million in savings on Inspire Day to become a member.

Program information

Timeline and participants

- Timeline: From 17/10 to 31/10/2025

- Participants:

Customers as non-members or Inspire members or in the system as of the last day of the policy’s applicable month
Customers with an increased balance in savings deposits and term deposits balances increase by at least 20 million in a month in a month, meeting the policy’s conditions

- Applicable interest rates

The interest rate displayed on Techcombank Mobile does not include policy.
The total applied interest rate, including the initial deposit’s interest rate, will not exceed the interest rate cap set by the State Bank of Vietnam and Techcombank’s announced rates for each period, with a maximum of: 4.75%/year for 3-month term, 6.10%/year for 6-month term and 6.20%/year for 12-month terms

Applicable conditions

In addition to the listed interest rates for deposits by Techcombank from time to time, eligible deposits meeting the conditions will receive an additional interest rate of 1%/year (*)

Applies to an increased deposit balance within the month for 3, 6, or 12-month terms
Applies to the following products: Phat Loc Online Savings, Flexible Savings, Phat Loc Savings, Ordinary Savings
Deposits must not be withdrawn before maturity

(*) See detailed terms and conditions

Applicable interest rates

The interest rate displayed on Techcombank Mobile does not include policy.
The total applied interest rate, including the initial deposit’s interest rate, will not exceed the interest rate cap set by the State Bank of Vietnam and Techcombank’s announced rates for each period, with a maximum of: 4.75%/year for 3-month term, 5.80%/year for 6-month term and 6.00%/year for 12-month terms

Save for the future with a range of benefits

Enjoy an attractive bonus interest rate program

100% online, secure transactions and easy management via Techcombank Mobile

Automatic renewal options: choose to reinvest both principal and interest or withdraw interest and reinvest the principal upon opening

Effective accumulation, maximum profit and privileges

Earn an extra 0.5% p.a for first savings

Applicable for customers who do not hold any Savings Deposits, Term Deposits, or Certificates of Deposit at Techcombank as of January 1, 2025
Applicable for terms of 3, 6, 12 months

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Earn an extra 0.3% p.a for the increased deposit balance in month

Applicable for customers who are Techcombank Private, Priority & Inspire members with increased deposit balance in the month
Applicable to the largest additional deposit recorded in the month with a term of 3, 4, 5 months

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Earn an extra 1% p.a for the increased deposit which is complied with PnP Week terms and conditions

Additional interest of 1%/year for customers with a term deposit balance increase of VND 1 billion, maximum VND 5 billion within the month
Applicable to 3-month deposit terms during PnP week which is complied with Terms & Conditions

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Get an additional 1% p.a interest on Inspire Day

Phat Loc Online Savings

Flexible Savings