Save and earn More Interest | Techcombank

Open first savings deposit and receive interest immediately

Partnering with customers to build a superior financial foundation for a stronger future, Techcombank offers an additional 0.5% per annum interest rate for the first savings deposit.

Program information

Timeline and participants

Timeline: From March 10, 2025

Participants:

Applies to customers who do not hold any Savings Deposits, Term Deposits, or Certificates of Deposit at Techcombank as of January 1, 2025
Customers with new deposits that are recorded as effective for the first time in the system

Applicable conditions

In addition to the listed interest rates for deposits as per Techcombank’s regulations for each period, new deposits that are recorded as effective for the first time in the system will receive an additional 0.5% per annum interest rate (*)

Applies to an increased deposit balance within the month, up to a maximum of VND 200 million for 3, 6, or 12-month terms
Applies to the following products: Phat Loc Online Savings, Flexible Savings, Phat Loc Savings, Ordinary Savings
Deposits must not be withdrawn before maturity

(*) See detailed terms and conditions

Interest rate information

The interest rate displayed on Techcombank Mobile does not include the additional interest rate
The total applied interest rate, including the initial deposit’s interest rate, will not exceed the interest rate cap set by the State Bank of Vietnam and Techcombank’s announced rates for each period, with a maximum of: 4.40% p.a for 3-month terms, 5.30% p.a for 6-month terms, and 5.50% p.a for 12-month terms

Save for the future with a range of benefits

Enjoy an attractive bonus interest rate program

100% online, secure transactions and easy management via Techcombank Mobile

Automatic renewal options: choose to reinvest both principal and interest or withdraw interest and reinvest the principal upon opening

Effective accumulation, maximum profit and privileges

Earn an extra 1% p.a for the increased deposit which is complied with Inspire Day terms and conditions

Additional interest of 1%/year for customers who have increased deposit balance in the month, maximum for 200 million VND.
Applicable for terms of 3, 6, 12 months and started date at Inspire Day
Applicable for Phat Loc Savings, Phat Loc Online Savings, Flexible Savings, and Ordinary Savings

Explore more

Earn an extra 0.3% p.a for the increased deposit balance in month

Applicable for customers who are Techcombank Private & Priority members with increased deposit balance in the month
Applicable to the largest additional deposit recorded in the month with a term of 3, 4, 5 months
Applicable to Phat Loc Savings products, Phat Loc Online Deposits, Flexible Principal Withdrawal Deposits, Regular Savings with interest paid at the end of the term

Explore more

Earn an extra 1% p.a for the increased deposit which is complied with PnP Week terms and conditions

Additional interest of 1%/year for customers with a term deposit balance increase of VND 1 billion, maximum VND 5 billion within the month
Applicable to 3-month deposit terms during PnP week which is complied with Terms & Conditions
Applicable to Phat Loc Savings products, Phat Loc Online Deposits, Flexible Principal Withdrawal Deposits, Term Savings with interest paid at the end of the term"

Explore more

Get an additional 0.5% p.a interest rate for the first savings deposit

Phat Loc Online Savings

Flexible Savings