Quick approval of loan application within 16 hours
Getting timely small supplemental working capital for production and business activities to grasp profitable opportunities are prime priorities of enterprises. Timeliness is a decisive factor to succeed. Clearly understanding these needs, Techcombank has launched Easy Decision – a loan product for enterprises having needs for superfast supplements of working capital.
Product Features

  • Currency: VND or foreign currency
  • Lending method: limit or stand-alone loan
  • Disbursement method: multiple disbursements is allowed, but no later than 3 months from the first disbursement date
  • Tenor: up to 12 months
  • Interest repayment: monthly
  • Principal repayment: as per each debt acknowledgement/monthly or quarterly repayment/principal repayment at maturity.

Benefits for enterprises

  • Within 16 working hours, enterprises will receive Techcombank’s credit notification.  This supports enterprises in getting timely supplement the working capital required for production and business activities
  • LTV is up to 80%
  • Simple and quick procedures
  • Enterprises can choose a repayment plan suitable for their business situation.

Target customers
Enterprises established and operated in accordance with Vietnamese law.
Please contact our Bank for further details.