• Investment-linked insurance solution with the most diversified and largest number of investment funds in the market
  • Increase assets with 12 diversified investment funds
  • Protection up to 200% of the insurance amount against unexpected risks


The three leading prestigious insurance and financial institutions in Vietnam, including Manulife Vietnam, Manulife Investment Management (Vietnam) and Techcom Capital, cooperated to launch LEGACY - an investment-linked insurance solution for the first time with the most diversified and numerous investment fund in the market.The product opens up opportunities for financial reservation and the opportunity to increase assets to meet the diversity of needs of customers for a more stable future.


Covid-19 has boosted the need for health and financial protection and contributed to raise people's awareness of the importance of insurance and retirement plans. According to the results from the most recent Manulife Asia Care Survey, 86% of Vietnamese respondents said they realized the importance of insurance since the outbreak of the pandemic and 71% realized the importance of retirement solutions. Remarkably, 91% plan to buy insurance in the next 12 months.


Understanding this need, LEGACY insurance solution was launched with the most attractive elements of investment-linked insurance products, including: owning 12 investment funds with experienced management of Manulife. Investment Management (Vietnam) and Techcom Capital, protect against risks up to 200% of the insurance amount with Techcombank's professional consulting services.


With own designing funds to the client's goals and risk appetite, LEGACY meets the diversity of needs of each individual and family through each life stage. It can be young people who want to invest effectively or parents who want to create an education fund for their children or business owners who want to protect and develop assets.


Mr. Terry Li - Senior Director of Insurance - Techcombank shared: “As a leading bank that always cares for customers, along with a nationwide network, TCB is confident that the new insurance solution LEGACY will deliver the best value to our customers and help them meet different long-term planning and protection needs.”




When choosing LEGACY, customers will be able to choose to invest in one of 12 different linked funds with diversified portfolios including stocks, corporate bonds, government bonds, term deposits, etc Under the professional management and long-term experience of leading financial experts from Manulife Investment and Techcom Capital, these investment funds have good long-term profitability. According to aggregated data on cumulative return in the last 5 years (2017 - 2021), unit-linked funds managed by Manulife Investment Management (Vietnam) in LEGACY products have recorded a high rate of actual range from 14.3% to 92.5% depending on the type of Fund.


In addition to providing the largest number of unit-linked funds in the market today, LEGACY also allows customers to pay flexible fees in addition to protection benefits for death, accident, as well as critical illness and illness. when attaching additional products… Customers can also withdraw money according to the set target time (10, 15, 20 years) with the most optimal profit rate, and at the same time are exempt from fees such as fees withdrawal of account value, fund conversion fee, or fund rate change fee. With LEGACY, customers are actively choosing for each of their decisions.



With a rich source of customer data and continuous updates on health trends in Vietnam and around the world, Manulife Vietnam accompanies Techcombank to design LEGACY products with superior features to help protect customers. against the risks of modern life.

Accordingly, the product will protect up to 200% of the insurance amount against unexpected risks such as injury or death due to an accident, equivalent to 88% of the risk premium right after the 10 milestones, 15, 20 years. When attaching complementary products according to demand, customers also receive a reserve for critical diseases or a medical allowance to reduce the burden of disease treatment.

Vietnam Technological and Commercial Joint Stock Bank (Techcombank) is one of the largest joint stock banks in Vietnam and one of the leading banks in Asia. Techcombank adopts a customer-centric strategy, providing diversified banking solutions and services to more than 12.2 million customers, including individual and corporate customers in Vietnam. An extensive network of more than 300 transaction points nationwide, as well as market-leading digital and mobile banking services, and diversified products in many key economic sectors have made a difference for Techcombank.


At Manulife Vietnam, we accompany our customers in making decisions about protecting their health, increasing their assets as well as planning their future. Our digital transformation journey with huge investment in technology aims to bring innovative insurance solutions and services to Vietnamese people, so that they can enjoy a Better life every day with peace of mind. With more than 1.5 million customers and strategic partners distributing insurance products and a network of 87 offices across the country, Manulife is proud of its 23-year history as a foreign-invested life insurance company. first in Vietnam. Experience more at www.manulife.com.vn.


Manulife Investment Management (Vietnam) is the world's leading Investment & Asset Management Group, present in 18 countries and territories. Over 600 investment professionals in North America, Europe, Asia-Pacific and South America. Total assets under management and supervision: US$1.1 trillion (01/12/2021). Ranked 2nd in Canada, Indonesia and 1st in Hong Kong for pension funds.
Manulife Investment Management (Vietnam) Fund Management Company Limited - abbreviated as ManulifeIM (VN) - belongs to the global Manulife Asset Management Group. Established in 2005 and is one of the first foreign fund management companies in Vietnam. The total value of assets under management of ManulifeIM (VN) as of the end of 2021 is VND 95,300 billion, an increase of 57% compared to 2020. By 2021, Manulife Investment Management (Vietnam) recorded an increase of 82% in revenue and profit before tax increased by 116% over the same period in 2020.


Techcom Capital was established in 2008, is a subsidiary of Vietnam Technological and Commercial Joint Stock Bank (Techcombank). Techcom Capital provides fund management and portfolio management services to diversify investment products for clients' wealth management strategies. Pioneering in the market in operating daily trading open-ended funds, with an investment size of only 10,000 VND. In which, TCBF maintains its position as the largest domestic bond open-ended fund in Vietnam with a market share of 86.98%. The total net asset value of this Fund as of 31/12/2021 reached VND 21,578 billion. In 2021, Techcom Capital recorded an increase in revenue and profit before tax of 46% and 18% compared to the same period in 2020.

For press information, please contact:
External communication department
Phone:  +84 24 3944 6368 – Ext: 6403
Email: hadtt22@techcombank.com.vn