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Term Deposit

Effective accumulation, maximum profit

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Why should you choose to save at Techcombank?

Easy and Convenient

Save anytime, anywhere within one minute on your mobile, or deposit/withdraw your savings easily at all Techcombank branches

Flexible interest payment methods

Pay interest at maturity, immediately upon deposit, monthly and quarterly 

Flexible terms

Diverse terms tailored to every customer's needs 

FEATURES OF SAVINGS DEPOSIT PRODUCTS

  ORDINARY SAVINGS PHAT LOC SAVINGS SAVINGS WITH PRE-PAID INTEREST

TRANSACTION CHANNELS

 At the counter Techcombank Mobile and Internet Banking At the counter Techcombank Mobile and Internet Banking At the counter  

CURRENCY

 VND, USD, EUR, AUD, GBP, JPY, SGD VND VND, USD, EUR VND VND, USD, EUR  

MINIMUM DEPOSIT

 1 million VND or 100 foreign currency units 1 million VND 5 million VND or 500 foreign currency units 1 million VND 5 million VND or 500 foreign currency units  

TERM

 From 1 to 36 months From 1-3 weeks, from 1-36 months From 1 to 36 months From 1-3 weeks, from 1-36 months From 1 to 36 months  

INTEREST

 Fixed during the deposit term Refer
here		 Fixed during the deposit term Refer
here		 Fixed during the deposit term Refer
here		 Fixed during the deposit term Refer
here		 Fixed during the deposit term Refer
here		  

INTEREST PAYMENT METHOD

 At maturity, periodically (Monthly/ Quarterly) At maturity At maturity At maturity Immediately upon saving  

EARLY SETTLEMENT

 Allowed to make final settlement before maturity and get non-term interest Not allowed to make final settlement Allowed to make final settlement before maturity and get non-term interest Allowed to make final settlement before maturity and get non-term interest  

Terms of Use

1

Transactions at the counter: 

- VND Depositors: Resident or non-resident Vietnamese citizens

- Foreign currency Depositors: resident Vietnamese citizens

 

2

Online Transactions: 

Depositors: resident or non-resident Vietnamese citizens and foreigners who have been allowed to reside in Vietnam for 6 months or more

3

For more infomation, see

Regulations on Term Deposit applying for personal customers at Techcombank

Regulations on Savings Deposit at Techcombank

Terms and condition cum Agreement of Phat Loc Online Saving

 

Calculate savings interest rate

Deposit amount

VND

Interest rate (%/year)

Interest rate (%/year)

Term

Term

Month

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Interest paid at maturity

0 VND

Total Received

0 VND

Guide for Online Deposit

Watch Video

1

Login into Techcombank Mobile app. Click "Account for Debit Card

2

Click "New Account" and Click "Term Deposit"

3

Input required information

4

Check the information again and press "Confirm"

5

Your transaction is successful.

Frequent Asked Questions (FAQs)

All frequent asked questions

Which customers can apply to Online Term Deposit products?

Customers are resident or non-resident Vietnamese citizens or foreigners who have been allowed to reside in Vietnam for 6 months or more

Can customers make final settlement for Online Term Deposit accounts at the counter?

Yes, they can. Customers can make final settlement at the counter. Online Term Deposit accounts can be finalized for their Spend Account at Techcombank, then customers can withdraw cash from this Spend Account at the counter

How can customers get interest periodically (monthly/quarterly) if they make Ordinary Savings at the counter and choose interest payment methods periodically?

If customers choose this payment method, they need to register for a Spend Account at Techcombank. Interest will be transferred automatically to their Spend Account when the term ends

What will the bank do with the Passbook if customers make Savings at the counter but they don't make final settlement at maturity?

- For Ordinary Savings product with interest paid at maturity/ Phat Loc Savings, if customers don't have any new requests, interest will be added to the principal and Savings will be lasted for one more term equivalent to the old term
- For Ordinary Savings product with interest paid periodically, the principal will be transferred to a new term equivalent to the old term, interest will be transferred to customer's Spend Account at Techcombank

What are the differences between Ordinary Savings and Phat Loc Savings? Which Savings customers should prefer?

With Ordinary Savings, customers can withdraw the principal before the term ends, but with Phat Loc Savings, customers can't. Normally, Phat Loc Savings interest is higher than Ordinary Savings interest. Therefore, depending on the needs and plans, customers will choose the most suitable product.

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