CASA ratio
40.9%
Industry-leading
Who we are
Techcombank is one of the largest commercial joint stock banks in Vietnam, and a leading bank in Asia, with a vision to “Change banking, Change lives”. For 31 years we have aspired to “Be Greater” and have been a proud enabler of Vietnam’s growth and success, empowering everyone to achieve their full potential. We pursue a proven customer-centric strategy in providing a broad range of solutions and services to over 15.4 million retail and corporate customers.
Business highlights
15.4 million customers
With a record high number of new customers: 1.9 million
Total Assets as of 31 Dec 2024
VND 978,799 billion
+15.2% year on year
Total Operating Income (TOI)
VND 46,990 billion
2019–24 TOI CAGR: 17.0%
Profit Before Tax
VND 27,538 billion
2019–24 PBT: 17.1%
ROA
2.4%
Industry-leading.
2019-24 avg: ~3.0%
2019-24 avg: ~3.0%
Retail transactions
91%
Conducted digitally
Transaction bank volume via NAPAS
TOP 1
Techcombank is redefining financial services with a bold, customer-first ecosystem, which is designed for seamless integration, superior experiences and lasting engagement. Through continuous investments in cutting-edge technology and Big Data, we connect participants across a cohesive customer journey, powered by a dynamic loyalty platform that drives deeper relationships and smarter interactions.”
Mr. Ho Hung Anh
Chairman
Included all highlighted awards and certification in 2024
Best bank in Vietnam
Best bank in Vietnam
Best bank in Vietnam
Best Workplaces™ in Asia
Best Bank in Vietnam
Best Cloud Based Implementation
Best Digital Bank in Vietnam
Best Mobile Banking Experience Vietnam
Best
Liquidity & Investment Solution
Best Payments and Collections Solution
Subsidiaries
Techcom Securities Joint Stock Company
(Techcom Securities - TCBS)
Techcom Capital Joint Stock Company
(Techcom Capital - TCC)
Techcombank Asset Management company limited
(Techcombank AMC)